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Financial Literacy: Understanding Credit

Financial Literacy: Understanding Credit

Learning the fundamentals of credit is an exceptionally important part of financial literacy. Without truly understanding how to use credit properly to achieve long term financial goals, credit can cause stress and cost you a lot of money. Let's get the conversation started on what credit is and how it can be useful!

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Home Buyer FAQs

Home Buyer FAQs

Buying a home is always a stressful process, and landing your dream home sometimes seems like a moving target. Interest rates, terms, special offers - all these things change by the time many people are buying their next home or their first. Here are some frequently asked questions about mortgages and home buying and their answers to help demystify the process!

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Revisiting Your Bank Won't Do That!

Revisiting Your Bank Won't Do That!

Bank impersonation scams cost consumers millions, with the average person losing $3,000 to the scammer as well as being at risk for identity theft (FTC.gov). These scams are a specific sub-set of the impersonation scam where a criminal attempts to gain trust and access to accounts by spoofing bank communications. Let's look at some things your bank would never do.

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Real Estate Scams

Real Estate Scams

The homebuying and selling process can move fast, especially in today's market. However, it is important to remain alert. Many scammers try to capitalize on buyers' and sellers' stress and fatigue to defraud them of money or personal information. As scams get more sophisticated, you must be able to recognize the common real estate scams going around.

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A Beginner's Guide to Home Loans

A Beginner's Guide to Home Loans

Whether you are planning to buy your first house or your third, understanding all the different types of home loans can be confusing. There's a lot of jargon, misunderstandings, and categories that go into finding the best home loan for you. Here is a beginner's guide to understanding the different types of loans, loan terms, and interest rate types to get you started.

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