To learn more, call 1-800-582-2265 or apply online!


Featured Mortgage Product

 5.75% Interest Rate with 6.338% APR* 5/1 Adjustable Rate Mortgage (ARM) with 30-Yr Amortization

Rate, APR and Payment Details

The Annual Percentage Rate* (APR) for this loan type is 6.338%. Interest Rate and APR are subject to change without notice. The APR is effective March 24, 2023, and assumes a down payment of 20%.

The monthly payment schedule based on current market conditions is listed below. The interest on this mortgage can change after consummation. Your actual payments will be based on market conditions at the time of interest rate changes per the terms of your loan agreement.


Number of Payments

Monthly Payment

Interest Rate


$ 883.53









These payments are based on a $160,000 loan. Payments amounts do not include amounts for taxes and insurance and actual payment obligation may be greater.


This is an Adjustable-Rate Mortgage (ARM) which means your interest rate and monthly payments may change during the life of your ARM loan. The interest rate will be determined by means of an index that may change from time to time. Actual APR is variable for the life of the loan and will be based on the U.S. Treasury One Year Rate in effect, plus a margin of 0.125 percent. Your loan has an initial interest rate discount; therefore, the initial rate being offered will not be based on the Index plus a margin interest rate formula used to make later adjustments.  You should note, however, that because your initial interest rate will be discounted, your interest rate may increase on the first Change Date even if the Index remains the same or decreases.  Your loan has “caps” which limit the amount of interest adjustments.  Your interest rate under the ARM loan can change after 60 months and every 12 months thereafter.  Your interest rate cannot increase or decrease more than 2.00 percentage points at the first adjustment, and 2.00 percentage points per subsequent adjustment from the initial interest rate. Your interest rate will never be greater than 11.75% (“Lifetime Interest Rate Cap”) percentage points above the initial interest rate, nor lower than the initial interest rate offered.

To learn more, call 1-800-582-2265 or apply online!