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Home Mortgage Loans

  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, or investment properties
  • Loans up to 80% of the purchase price or appraisal value, whichever is lower
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Home Equity Loans & Lines of Credit

  • Competitive, fixed or variable rates for several short-term or one-time needs
  • The existing equity in your home is used as collateral backing
  • Based on an 80% loan-to-value ratio
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Auto Loans

  • Competitive rates for new or used vehicle purchases
  • Repayment terms customized to fit your unique needs
  • No pre-payment penalties
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Recreational Vehicle Loans (RVs)

  • Take on the great outdoors in the recreational vehicle of your choice
  • Competitive rates for a wide range of vehicles
  • A wide range of financing customized to your unique situation
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SmartBanking Personal Loans

  • Convenient financing for a variety of needs
  • Fixed and variable rates
  • Affordable payment plans
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