Achievable Financial Goals for the Rest of 2025
09/17/2025
Achievable Financial Goals for the Rest of 2025
It’s crunch time! We are just a little over three months away from the new year, but there’s still time to sneak in some financial goals. What are some achievable financial goals for the next three months?
- Building an Emergency Fund
We’ve talked about emergency funds before, and we cannot stress enough how important they are for your financial wellbeing and future. If possible, start your fund now! With the winter months coming, you never know when you may need some extra cash in case your heater goes out, or your car or home is damaged in the weather. Even the smallest emergency fund can help alleviate the stress of a crisis.
- Saving for the Holidays
We know it’s only September, but the holidays will be upon us quicker than we think. Between gifts, food, and travel, the holidays are a major expense for a lot of people. If you start setting aside money now, it may make the holidays more enjoyable and stress-free.
- Opening a CD
Looking for short-term investments? A CD might be right for you! Typically considered lower risk, CDs are an excellent way to make use of some of your savings to earn interest in a few short months. Some banks offer CD terms as short as 3 months!
- Pay Off Small Debts
Small debts can bear big consequences if interest and payments are straining you financially. It may be better for you to work at paying off small debts before the end of the year to save on interest. Make sure you check your loan terms, however, for things like early repayment fees!
- Give to Charity
Many of us have philanthropic goals that we just never seem to achieve in the beginning of the year. Three months is plenty of time to achieve these goals! You can start by giving a small monetary donation to an organization of your choice, attending a fundraiser event, or volunteering. There are many options available for those looking to make a difference in their communities. Even more opportunities pop up as the holidays approach!
Three months is plenty of time to implement and achieve some short-term financial goals. If The Savings Bank can help you with any of these goals, please reach out to us at 1-800-582-2265 or stop by one of our branches today!